Life Transition Planning
I know that every person is different and their lives take different turns.
Because everyone is different, wouldn't it make sense to create your financial plan to your specific needs? That's what I do. No matter where you're transitioning in life, I will create a financial plan customized to your specific needs.
Life transitions are those turns in life that are expected but may still take us by surprise-especially financially.
Bonczek Financial is here to help you through your life transitions. I am your advocate, handling your financial needs so you can handle life. Common life transition planning I provide includes:
Having a Child
Loss of a Family Member
Inheriting a Sum of Money
Selling a Business
Nearing Retirement
Getting Married
Divorce
Finding Yourself Between Jobs
Who I Help
Young Professional
You've been married for a few years and have started a family. Now what? You might have questions like these...
- Do I need a budget?
- How much should I be saving for retirement?
- Am I spending too much?
- How much should I be saving for college?
- How much house can I afford?
Mid-Career Entrepreneur
You might be changing jobs or starting your own business. With change comes opportunity, but also uncertainty...
- How will my new career path impact my lifestyle?
- How do I evaluate my employer's benefits package?
- Should I start my own business? How do I do that?
- Do I have the right investment strategy?
- Can I afford a second home?
Nearing Retirement
The kids are grown and you're now focused on your own future. But you have some concerns...
- Do I need to save more or work longer?
- Should I change my investment strategy?
- Should I buy long-term care insurance?
- Should I pay off the mortgage?
Already Retired
You've put your full-time career behind you. Now the fun begins! But how much is all this fun going to cost you? ...
- How much can I safely spend each year without running out of money?
- What happens if I downsize and move to a different state?
- How will health care costs impact my retirement?
- When should I start collecting Social Security?